Terms of Service

Last Updated: March 2026

D & H Insurance Services Inc. (d/b/a Asesores Latinos Para Ti)

www.asesoreslatinos.com

By using this Website, you agree to the following Terms of Service…


1. Acceptance of Terms
By accessing or using this website (“Website”), you agree to be bound by these Terms of Service (“Terms”).
This Website is owned and operated by D & H Insurance Services Inc. (d/b/a Asesores Latinos Para Ti) (“Company,” “we,” “our,” or “us”).
If you do not agree to these Terms, you must discontinue use of the Website.

2. Changes to Terms
We may update or modify these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Website constitutes acceptance of the updated Terms.

3. No Legal Advice & No Attorney–Client Relationship
Information on this Website is for general informational purposes only and does not constitute legal advice.
Using this Website does not create an attorney–client relationship with the Company or with any attorney associated with us.
Legal services are provided only by licensed attorneys under separate written agreements.

4. Notary Services Disclaimer
Our notaries do not provide legal advice and cannot tell you which documents you need or how to complete them.
Notaries only verify identity and witness signatures in accordance with Florida law.

5. Immigration Form Assistance Disclaimer
We are not immigration attorneys and do not provide legal representation.
We assist with form preparation only, based solely on information provided by the client.
We are not responsible for decisions made by USCIS or any government agency.

6. Tax Preparation Disclaimer
We prepare tax returns based on information provided by the client.
We do not guarantee refund amounts, IRS acceptance, or processing times.
Clients are responsible for the accuracy and completeness of all information submitted.

7. Apostille, Translation & Administrative Services
Apostille processing times depend on state and federal agencies.
Translations are provided based on client-submitted documents.
Administrative services are performed based on client instructions.
We are not responsible for delays or decisions made by government agencies.

8. Use of the Website
You agree not to misuse the Website, including:

Violating laws or regulations

Attempting unauthorized access

Uploading harmful or unlawful content

9. User Accounts
If you create an account, you must provide accurate information and maintain confidentiality of your login credentials.

10. Intellectual Property
All content on this Website is the property of D & H Insurance Services Inc. (d/b/a Asesores Latinos Para Ti) and is protected by copyright and trademark laws.
You may not reproduce or distribute content without written permission.

11. Third-Party Links
We are not responsible for the content, policies, or practices of third-party websites linked from this Website.

12. Payments & Refund Policy
All payments must be made before services are rendered.

Refunds are only issued if the error was made by us.
No refunds will be issued for:

Changes of mind

Delays caused by government agencies

Incorrect or incomplete information provided by the client

Failure to provide required documents

13. Limitation of Liability
To the fullest extent permitted by law, the Company is not liable for:

Indirect, incidental, or consequential damages

Government delays or decisions

Losses resulting from inaccurate information provided by the client

Issues arising from third-party platforms or agencies

14. Indemnification
You agree to indemnify and hold harmless D & H Insurance Services Inc. (d/b/a Asesores Latinos Para Ti) from any claims arising from your use of the Website or services.

15. Electronic Communications Consent
By using the Website, you consent to receive communications electronically, including email, SMS, and digital document delivery.

16. Data Handling & Sensitive Information
We may handle sensitive documents such as IDs, tax forms, immigration records, and personal identification.
We take reasonable measures to protect your data but cannot guarantee absolute security.

17. Governing Law
These Terms are governed by the laws of the State of Florida.
Any disputes must be resolved in the courts of Lake County, Florida.

18. Termination
We may suspend or terminate access to the Website at our discretion.

19. Contact Information
D & H Insurance Services Inc. (d/b/a Asesores Latinos Para Ti)
843 E. Myers Blvd.
Mascotte, FL 34753
info@asesoreslatinos.com
352-429-0039

By using this Website, you acknowledge that you have read, understood, and agree to these Terms of Service.